A. Introduction
- The privacy of our website users is very important to us and we are committed to protecting it. This policy explains how we use your personal information.
- By agreeing to the use of cookies on your first visit to our website, in accordance with the provisions of these Rules, you grant us permission to use cookies on each of your subsequent visits.
B. Intellectual property rights
This document was created using a template from SEQ Legal (seqlegal.com) and modified by Website Planet (www.websiteplanet.com)
B. Collection of personal data
The following types of personal data are subject to collection, storage and use:
- Information about your computer, including your IP address, geographic location, browser type and version, and operating system;
- Information about your visits to and use of this website, including referral sources, length of visits, pages viewed, and site navigation paths;
- Information about your email address that you used to register on our website;
- Information you entered when creating a profile on our website – for example, your name, your profile picture, gender, date of birth, marital status, hobbies and interests, education and place of employment;
- Information, such as your name and email address, that you provided when subscribing to our emails and/or newsletters;
- Information you entered while using our website services;
- Information generated when using our website, including information about the time, frequency and conditions of its use;
- Information regarding any purchases you make, services used, or transactions you make through our website, including your name, address, telephone number, email address, and credit card information;
- Information that you have posted on our site for the purpose of publishing it online, including your username, profile picture and the content of your posting;
- Information contained in any messages you send to us by email or through our website, including the content of the message and metadata;
- Any other personal information you have sent to us.
Before disclosing personal information of a third party to us, you must obtain that person's consent to both the disclosure and the processing of that information in accordance with these rules.
Before disclosing personal information of a third party to us, you must obtain that person's consent to both the disclosure and the processing of that information in accordance with these rules.
D. Use of your personal information
The personal information you provide to us through our website will be used for the purposes set out in this policy or on the relevant pages of the website. We may use your personal information for the following purposes:
- administering our website and business;
- personalizing our website for you;
- enabling you to use the services available on our website;
- sending you goods purchased through our website;
- providing you with services purchased through our website;
- sending you messages, invoices and payment reminders, and receiving payments from you;
- sending you non-marketing commercial communications;
- sending you email messages that you have specifically requested;
- sending you an email newsletter if you have subscribed to it (you can inform us at any time that you no longer wish to receive emails from us);
- sending you marketing communications about our business or the business of carefully selected third parties that we think may be of interest to you, by means of publications or, if you have specifically consented to this, by sending you emails or using similar technologies (you can inform us at any time that you no longer wish to receive marketing communications);
- providing third-party companies with statistical information about our users (however, these third-party companies will not be able to identify any individual user from this data);
- processing requests and complaints made by or about you relating to our website;
- to ensure the security of our site and prevent fraud;
- to verify compliance with the terms and conditions governing the use of our website (including monitoring private messages sent through our website's private messaging service); and
- for other purposes.
If you have provided personal information for publication on our website, we will publish it. Otherwise, we will use that information in accordance with the license you have granted us. Your privacy settings may be used to limit the publication of your personal information on our website, and may be adjusted through the privacy controls on the website. Without your express consent, we will not share your personal information with any third party for direct marketing use by that or any other third party.
D. Disclosure of Personal InformationWe reserve the right to disclose your personal information to any of our employees, directors, policyholders, professional advisors, agents, suppliers or subcontractors, to the extent and for the purposes set out in these rules. We reserve the right to disclose your personal information to any member of our group of companies (this includes our subsidiaries, our ultimate holding company and all of its subsidiaries) to the extent and for the purposes set out in these rules. We reserve the right to disclose your personal information:
- in cases where we are required to do so by law;
- in connection with any current or future legal proceedings;
- to establish, exercise or defend our legal rights (including providing information to other parties to prevent fraud or reduce credit risk);
- to the buyer (or potential buyer) of any business or assets that we are selling (or intend to sell); and
- to any person who, in our reasonable opinion, could apply to a court or other competent authority for disclosure of that personal data and, in our reasonable opinion, that court or competent authority would order disclosure of that personal data.
We will not disclose your personal information to third parties, except as specified in these rules.
E. International Transfers of Personal Information
- The information we collect may be stored, processed, and transferred between any countries in which we operate to enable us to use that information in accordance with these rules.
- The information we collect may be transferred to the following countries that do not have data protection laws equivalent to those in force in the European Economic Area: the United States, Russia, Japan, China and India.
- The personal information you post on our website may be available worldwide over the Internet. We cannot prevent it from being used, or misused, for criminal purposes by third parties.
- By agreeing to these rules, you consent to the transfer of your personal information specified in section E.
E. Retention of personal information
- Section E sets out the company's policies and procedures for retaining personal information. These policies and procedures are designed to ensure that we comply with our legal obligations to retain and delete personal information.
- Personal information that we process for a specific purpose or purposes should not be retained for longer than is necessary to achieve that purpose or purposes.
- Without limiting the provisions set forth in clause E-2, we generally delete personal information falling into the categories set forth below on the days and times set forth below:
- personal information will be deleted on {INSERT DATE/TIME}; and
- {INSERT ADDITIONAL DATE/TIME}.
- Notwithstanding the other provisions of Section E, we will retain documents (including electronic documents) that contain personal information:
- in cases where we are required to do so by law;
- if we believe that these documents may be relevant to any current or future legal proceedings; and
- to establish, exercise or defend our legal rights (including providing information to other parties to prevent fraud or reduce credit risk).
G. Protecting your personal information
- We will take sufficient technical and organizational measures to prevent the loss, unlawful use or falsification of your personal information.
- We will store all personal information you provide on our secure (both password and firewall) servers.
- All electronic financial transactions made through our site will be protected by data encryption technology.
- You acknowledge that the transmission of information over the Internet is inherently insecure and we cannot guarantee the security of data sent over the World Wide Web.
- You are solely responsible for keeping your password for accessing our website confidential. We will never ask for your password (except when you are trying to log in to your account on our website).
Q. Changes and Amendments
We reserve the right to make changes and amendments to these rules from time to time and to post new versions on our website. You should check this website periodically to ensure that you understand the content of the changes made to these rules. We may also inform you of changes to these rules by sending you an email or through the private messaging system of our website.
I. Your rights
You may instruct us to provide you with any personal information we hold about you; such information will be provided in the following cases:
- payment of fees {INSERT FEE NAME IF APPLICABLE}; and
- providing appropriate proof of your identity ({ENTER TEXT TO DISPLAY YOUR RULES, we usually accept a notarized photocopy of your passport and an original copy of a utility bill to prove your current address}).
We reserve the right to refuse to provide information at your request, within the limits of applicable law. You have the right to instruct us not to process your personal information for marketing purposes. In practice, you will usually either consent in advance to us using your personal information for marketing purposes, or we will provide you with the opportunity to opt out of our use of your information for marketing purposes.
I. Third-party websites
Our website contains hyperlinks to, and details about, the websites of third-party companies and individuals. We have no control over, and are not responsible for, the privacy policies and practices of such third-party companies and individuals.
J. Information update
Please notify us promptly if your personal information held by us needs to be updated or corrected.
J. Cookies
Our website uses cookies. A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and stored by the browser. The identifier is then sent back to the server each time the browser requests a web page from the server. Cookies can be either “persistent” or “session”: persistent cookies will be stored by the browser and will be valid until their expiration date unless deleted by the user before that time; “session” cookies, on the contrary, will be deleted after the end of the session with the site or after the browser is closed. Cookies usually do not contain any information that identifies the user. However, your personal information that we have may be linked to the information stored and obtained from cookies. We use both persistent and session cookies on our website.
- The names of the cookies we use on our website and the purposes for which they are used are listed below:
- On our website we use Google Analytics and Adwords to recognize a computer when a user visits the website / track user navigation on the website / allow the user to use the shopping cart on the website / improve the usability of the website / analyze website usage / administer the website / prevent fraud and improve site security / personalize the site for each user / target advertising that may be of interest to individual users / specify the purpose(s);
- Most browsers give you the option to refuse the use of cookies, for example:
- in Internet Explorer (version 10) you can block using the cookie management settings available in the “Tools,” “Internet Options,” “Privacy,” “Advanced” menu;
- in Firefox (version 24) you can block all cookies by clicking "Tools" - "Options" - "Privacy": in the drop-down menu, select "Use custom history settings" and uncheck "Accept cookies from sites"; and finally
- In Chrome (version 29), you can block all cookies by going to the "Settings and controls" menu, selecting "Settings" - "Show advanced settings" and "Content settings", and then selecting "Block sites from sending any data" under the "Cookies" heading.
Blocking all cookies will have a negative impact on the usability of many websites. If you block cookies, you will not be able to use many features of our website.
- You can delete cookies that are already stored on your computer, for example:
- in Internet Explorer (version 10), you must delete cookies manually (instructions on how to do this can be found at http://support.microsoft.com/kb/278835 );
- in Firefox (version 24), cookies can be deleted by going to the "Tools" menu - "Options" - "Privacy": in the drop-down menu, select the "Use custom history settings" item, click "Show Cookies," and then - "Delete all Cookies";
- In Chrome (version 29), you can delete all cookies by going to the "Settings and controls" menu, selecting "Settings" - "Show advanced settings" and "Clear browsing data", and before that, select "Delete cookies and other site data and plug-ins".
- Deleting cookies will have negative consequences for the usability of many websites.